Checking

Personal

Checking Accounts

When you trust your money to First National Bank of Anderson we want you to be sure that it is in an account that’s right for you. From a Regular Checking account to an interest bearing Money Market account, we will help you to find the account that has your best interest at heart.

Regular Checking

A basic checking account with unlimited check writing privileges.

Requirements
  • Minimum balance to open $50
  • Available for personal accounts and business accounts
Benefits
  • Unlimited check writing privileges
  • Truncated monthly statements
  • MasterCard® check card
  • Personalized checks (at an additional charge)
Cost
  • If your balance falls below $500, on any day of the month, your account will be subject to a minimum balance fee of $6 for that month.

Super Now Account

An interest-bearing checking account with unlimited check writing privileges.

Requirements
  • Minimum balance to open $2,000
Benefits
  • Interest is calculated by the average daily balance method
  • Interest is compounded daily
  • Interest is paid monthly to account
  • The interest rate and annual percentage yield may change at any time
  • No minimum balance fee if your average daily balance is $10,000 or more for the month
  • Truncated monthly statements
  • MasterCard Check card
  • Personalized checks (at an additional charge)
  • Available for personal accounts, sole-proprietorships, non-profit organizations and government entities
Cost
  • Minimum Average Daily Balance Tiers:
    • Below $2,000 - $20.00
    • $2,000 to less than $5,000 - $10.00
    • $5,000 to less than $10,000 - $5.00
    • If your close your account before interest is paid, you will not receive the accrued interest.

Money Market Account

An interest bearing account with limited check writing privileges.

Requirements
  • Minimum balance to open $2,000
Benefits
  • Interest is calculated by the average daily balance method
  • Interest is compounded daily
  • Interest is paid monthly to account
  • The interest rate and annual percentage yield may change at any time
  • No minimum balance fee if your average daily balance is $2,000 or more for the month
  • Personalized checks (at an additional charge)
  • Available for personal accounts and business accounts
Cost
  • If your average daily balance falls below $2,000 your account will be subject to a minimum balance fee of $20 for that month.
  • If you close your account before interest is paid you will not receive the accrued interest.
  • Transactions are limited to six withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order and no more than three of the six may be made by check, draft or similar order to a third party. If you exceed these transaction limitations, in any month, your account may be subject to closure.

MasterCard® is a registered trademark of MasterCard. All rights reserved.